Personal Finance
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Chase Sapphire Preferred Benefits List 2024
Chase Sapphire Preferred is a credit card with some of the best travel-related benefits around. Find the entire Chase Sapphire Preferred benefits list here.
Best No Annual Fee Travel Credit Cards for September 2024
Most travel credit cards carry an annual fee, but if you don’t travel often or are on a budget, there are still some great options out there. Here are the best travel credit cards with no annual fee.
Best Store Credit Cards for September 2024
You’ve almost certainly been standing at checkout and staring down the barrel of a painfully rehearsed store credit card pitch. Did you take the bait?
Best Rewards Credit Cards for September 2024
Opening the best rewards credit cards can mean hundreds of dollars in cash back each year, free travel, discounts at your favorite restaurants, and more.
Costco Anywhere Visa Card by Citi Review 2024
The Costco Anywhere Visa® Card by Citi offers more rewards on gas, dining, eligible travel and Costco purchases. Learn how it compares to other cash back cards.
Chase Sapphire Preferred vs. Southwest Rapid Rewards Premier: Which One Is Best for You?
The Chase Sapphire Preferred and the Southwest Airlines Premier cards can both help you rapidly accumulate Southwest points. But which card is the better choice?
Best Credit Cards for Airline Miles in September 2024
The best airline credit cards offer rewards on flights, lucrative benefits, and valuable travel protections. Learn about the best cards for each travel style.
How Do Cash Back Credit Cards Work?
Cash back credit cards reward you with cash back on every eligible purchase. Here’s a closer look at how they work so you can decide which could be the right fit for your wallet.
Bilt World Elite Mastercard® Credit Card Review 2024
The Bilt Mastercard earns travel rewards when you pay your rent, offers valuable redemptions from travel partners, and doesn’t charge an annual fee. Our review details the card’s features, fine print, drawbacks, and competitors.
Best Cash Back Credit Cards for September 2024
Whether the lion’s share of your spending is on dining, groceries, gas, or online shopping, we’ve identified the best cash back credit cards for your style.
Best Credit Cards for Gas in September 2024
The best gas credit cards can help you save money on gasoline, as well as on purchases at grocery stores, restaurants, and for travel.
Best Citi Credit Cards for September 2024
Citi offers multiple credit cards to fit just about any lifestyle, which can make choosing the best Citi credit card quite difficult.
6 Credit Cards with Pre-Approval in September 2024
Looking to get approved for a new credit card but worried about being approved? Here are the best pre-approved cards that can save you time and money.
Are Credit Cards with Annual Fees Worth It?
Paying a credit card's annual fee can be worth it if you love earning rewards and accessing exclusive benefits.
Best Unsecured Credit Cards for Bad Credit in September 2024
Unsecured credit cards don’t require the payment of a security deposit, but they do have other costs. Explore which are the easiest to get to rebuild your credit.
Citi ThankYou Rewards Program Guide 2024
The Citi ThankYou program offers the potential for exceptional rewards value if you transfer points to partners.
Best Small Business Credit Cards for September 2024
The best small-business credit cards offer rewards and other important perks. Find out how they stack up and compare.
Best Credit Cards for September 2024
The best credit cards offer superior rewards and perks with reasonable fees or no fees at all. Find out which cards we recommend in 2024 and why.
7 Benefits of Making Purchases on Your Credit Card
Credit cards are one of the most popular payment methods and offer several valuable benefits for consumers.
Should You Use Your Credit Card Before It Arrives in the Mail?
Some credit cards can be used before they arrive in the mail. Find out which cards offer this option and how the process works.
Can You Buy a Car With a Credit Card?
Some dealerships allow you to buy a car with a credit card, although you should always be careful about paying with plastic. If you use a rewards card and have enough cash to pay your balance right away, however, it may work to your advantage.
Best Credit Cards for Bad Credit for September 2024
The best credit cards for bad credit can help you build your credit score for a better financial future. These are our recommendations. See why they were chosen.
Does a Balance Transfer Hurt my Credit Score
Used the right way, a balance transfer with a 0% APR is one of the best tools to reduce or eliminate high-interest credit card debt. But can balance transfers hurt your credit?
The 15/3 Credit Card Hack That Could Help Your Score—But Not How You Think It Will
The 15/3 credit card hack is a mostly made-up trick that has the potential to help your credit score. But it doesn’t work the way influencers say it will. Here’s what you need to know.
Chase Ink Business Unlimited® Credit Card Review 2024
Those who find bonus categories appealing should stay away, but anyone valuing simplicity has found their new daily driver.
Best Business Credit Cards for September 2024
The best business credit cards boost your bottom line with rewards, benefits and offers. We've selected the cards to match your business needs.
Best Credit Card Sign-up Bonuses for September 2024
The best credit card sign-up bonuses can be worth $1,000 or more. Find out which cards offer them and how to qualify.
Best No Annual Fee Credit Cards for September 2024
Discover the best no-annual-fee cards for maximum rewards. Get flexible cash back, hotel perks, and more without paying a fee.
Best Credit Cards for Fair or Average Credit in September 2024
What options do borrowers with fair credit have when it comes to picking a credit card? These are our recommendations.
What is the Best Reloadable Prepaid Card in September 2024
Explore the best reloadable debit cards. Learn about their benefits, ideal users, fees, and ATM networks.
What Happens If You Go Over Your Credit Card Limit?
Going over your credit card limit can result in consequences, including high fees, a drop in your credit score, and even the closure of your account. Read on to learn more.
Is It Possible to Pay Your Mortgage With a Credit Card?
You might be able to pay your mortgage with a credit card, but it may not be easy or affordable. Find out when it makes sense.
Discover It Student Cash Back vs. Discover It Student Chrome
The Discover it Student Cash Back and Discover it Student Chrome credit cards are quite similar, differing only in their rewards structures..
How to Report (and Prevent) Credit Card Fraud
The best action step to avoid credit card fraud is simply to be skeptical of everything. Refuse to let yourself become complacent when it comes to credit cards.
Credit Card Scams to Know in 2024 (and How to Avoid Them)
Diligence goes a long way in preventing credit card fraud. The best thing you can do is empower yourself with information on current common grifts.
Easiest Credit Cards To Get Approved For in 2024
The easiest credit cards to get have low credit score requirements while offering generous perks and rewards for a variety of consumers.
Best Credit Cards to Build Credit in September 2024: 9 Top Options
The best credit cards for building credit come with easy approval requirements and other perks. These are the cards we recommend and why.
Chime Credit Builder Card Review 2024
The Chime Credit Builder Secured Visa® Credit Card has minimal fees and no minimum deposit. While great for building credit, it lacks some extra features of other cards.
What Is a Cash Advance on a Credit Card? Pros, Cons, Alternatives
A cash advance enables consumers to withdraw cash by borrowing against their credit card. Here’s what you need to know about them.
Citi Custom Cash Card Review 2024
The Citi Custom Cash Card pays 5% cash back on the spending category you use the most. Learn more in this Citi Custom Cash Card review.
Best 0% APR Credit Cards in September 2024
Looking for the best 0% APR credit cards? Find out which options offer long intro periods, rewards, and perks to help you reach your financial goals.
Best Mastercard Credit Cards in September 2024
These are the best of the best credit cards branded and processed by Mastercard. Will one make sense for your wallet?
Best Credit Cards for Restaurants and Dining in September 2024
If you want to earn rewards for dining, you’ll need the right card. These are our recommendations for the best credit cards for restaurants.
Petal 2 Credit Card Review
The Petal 2 Visa Credit Card is ideal for credit builders, offering up to 1.5% cash back, no annual/hidden fees, and credit limits up to $10,000.
Best Capital One Credit Cards of September 2024
Capital One’s range of credit cards has offerings for travelers, foodies, those on credit-rebuilding journeys, business owners, and everyone in between.
Upgrade Cash Rewards Visa Card Review 2024
The Upgrade Cash Rewards Visa Card offers the flexible financing and payments of a personal loan with the cash back earning of a credit card. Learn more in our full review.
Best Credit Cards With No Foreign Transaction Fees in September 2024
Don’t get buried in fees when you’re traveling abroad. Keep one of these cards in your wallet instead.
Milestone® Mastercard® Review 2024
Built into the Milestone Mastercard® are traps that those new to credit (or with poor credit habits) may easily spring. Sky-high fees and interest rates make it dangerous.
Business Credit Cards: How to Get One in 5 Simple Steps
Wondering how to get a business credit card? Your personal credit score can help if you’re looking to get one of the best small business credit cards out there.
Chase Sapphire Preferred Review 2024
The Chase Sapphire Preferred credit card features a low annual fee, consumer protection, and some great rewards and perks.
Blue Cash Preferred® Card from American Express Review 2024
The Blue Cash Preferred® Card from American Express offers outsized rewards at U.S. supermarkets and gas stations, and on select U.S. streaming services.
All You Need To Know About Balance Transfer Credit Cards: What Are They, How Do They Work?
A balance transfer credit card can save you money on interest so you can pay down your debt faster, but it's essential to understand how the process works before diving in.
What Is a Black Credit Card? Guide & Examples 2024
Black card perks can make you green with envy. Learn about these luxury benefits unavailable to most consumers—and the sky-high cost of gaining access to them.
8 Best Hotel Credit Cards for September 2024
Which hotel credit card is the best for you depends on whether you value point transfers, elite status, or free nights. In this article, we’ll help you decide.
What’s Considered a Good APR for Credit Cards?
The lower the APR the better, but if you’re responsible with your credit card, you’ll rarely or never encounter an interest payment.
How to Transfer a Credit Card Balance (The Right Way)
The steps required to transfer a balance are easy to follow, and they can all be completed online or over the phone.
Best Student Credit Cards in September 2024
A student credit card can help you build credit and access beneficial consumer tools and perks. Learn about our picks for the best credit cards for students and how you can start building credit.
The Platinum Card® from American Express Review 2024: Worth It If You Spend Enough
The American Express Platinum Card is one of the best credit cards for travelers who can afford the hefty annual fee.
Capital One Quicksilver Cash Rewards Credit Card Review 2024: Good, But You Can Do Better
The Capital One Quicksilver Cash Rewards Credit Card has a generous rewards rate of 1.5% cash back with no annual fee required.
Joint Credit Cards: All You Need to Know
A joint credit card account is shared by two people who are each equally responsible for the balance due, as well as any interest or fees incurred on the account.
Amex Trifecta vs. Chase Trifecta: Which Card Combination Will Help You Maximize Rewards
Two of the most popular award travel strategies the Amex Trifecta and the Chase Trifecta.
Visa vs. Mastercard: What is the difference?
Visa and Mastercard are the two biggest credit card payment networks in operation today, yet neither one issues their own card products.
Best Chase Credit Cards in September 2024
Chase offers numerous credit cards to meet the needs of consumers and small business owners. The cards offer valuable features, rewards, welcome bonuses, APR offers, and more based on your spending habits, goals, and budget.
The Difference Between a Charge Card and a Credit Card
There are really only a couple of dissimilarities—but they’re doozies. Before you go applying for one or the other, you should know what they are.
American Express® Gold Card vs. The Platinum Card® from American Express: Why the Platinum Is The Better Offer
Our detailed comparison of Amex Gold versus Platinum will help you figure out which of these rewards cards suits your spending style the most.
Revvi Visa® Credit Card Review 2024
The Revvi Credit Card offers rewards and no minimum credit score requirement, but its high fees and APR may outweigh its benefits.
Mission Lane Visa® Credit Card Review 2024
The Mission Lane Visa® Credit Card can help build your credit with no minimum security deposit and no annual fees. But be aware of the high APR.
Best Amex Credit Cards for September 2024
If you’re considering applying for a new American Express card, it makes sense to understand which card is ideal for your needs.
Credit One Vs. Capital One: Which Is Better For Rebuilding Credit?
Credit One and Capital One sound similar but are independent financial companies. We compare several of their credit cards with an eye on rebuilding credit.
Store Credit Cards vs. General Credit Cards: What's the Difference?
Closed-loop store credit cards can only be used within a specific store or brand of stores, whereas general credit cards can be used almost anywhere. Learn about their major differences and why you might choose one card type over the other.
How to Get Out of Credit Card Debt
Follow this simple 5-step plan to get out of credit card debt and learn tactics to wipe out debt at any income level.
What To Do When You Lose Your Credit Card
Lost your credit card? Don't panic. These steps can help protect you and minimize the damage. Plus, find out what to do if you find a lost credit card.
The Blue Business® Plus Card Review: A Great Option for Rewards with No Annual Fee
Earning two Amex points per dollar on all purchases is quite the perk. If you know how to use them, you could receive an effective 4% back on all purchases.
Delta SkyMiles Personal Credit Cards Now Offering Bonuses Up To 70,000 Miles
The current bonuses for Delta SkyMiles American Express personal credit cards are enough to interest just about anyone, regardless of travel style. You only have until July 17, 2024. What to consider.
Delta SkyMiles Gold, Platinum, Reserve Business: Earn Up to 110,000 Miles (Offer Expired)
Delta Skymiles’ three American Express business credit cards are all offering generous bonus offers through July 17. If you’ve been eyeing these cards, now is the time to apply.
Chase Freedom® Rise Review 2024
The Chase Freedom Rise® Credit Card can help you build credit, but you may need a Chase checking account to qualify.
Hilton Honors American Express Surpass® Card Has a Generous New Bonus Offer: Up to 130,000 Hilton Points!
Good for as much as 280,000 Hilton points, virtually no Hilton property is out of reach with this offer—whether you want a villa in the Maldives or a simple hotel near your grandma for the holidays. It expires July 31.
Earn 85,000 Points with Southwest Rapid Rewards Plus Bonus Offer (Offer Ended)
The Southwest Plus credit card just increased its welcome bonus by 70%, making it an easy and cheap way to earn the Southwest Companion Pass.
The Marriott Bonvoy Business Amex Card Has Valuable New Welcome Bonus: A Potential $1,500+ In Travel (Offer Expired)
The Marriott Bonvoy Business card bonus is enough for an extended stay at thousands of hotels worldwide, including many five-star resorts.
Chase Freedom Flex® vs. Chase Freedom Unlimited®: Why Choose?
If you’re looking for a cash back rewards card with no annual fee, you may want to know about Chase Freedom Flex andFreedom Unlimited. Here’s a look at how they compare.
Chase Sapphire Preferred® vs. The Platinum Card® by American Express: Which Is Better for Earning Awards?
These are two of the hottest travel cards on the market, thanks in large part to their enormous welcome bonuses. But there’s a lot more to them than that.
Discover it Miles Review 2024
Looking for a simple travel credit card with straightforward rewards? Check out our Discover it Miles review to learn about this no-annual-fee card and what it offers.
How Much Are American Airlines Miles Worth?
American Airlines miles are worth approximately 1.5¢ each on average, although you may get better or worse value depending on how you redeem them.
Lowe's vs. Home Depot Credit Cards
Between the Home Depot and Lowe’s store credit cards, is one card better? Read our verdict here.
United Explorer vs. Capital One Venture: Travel Rewards Cards Earning Miles on Every Purchase
Thinking about applying for a new travel rewards credit card? We compare the United Explorer and Capital One Venture cards. Learn more.
Best Visa Credit Cards for September 2024
There are 4.2 billion Visa cards worldwide, many of which earn rewards or offer valuable benefits to cardholders. Learn about our top picks for best Visa credit cards.
Best Low Interest Credit Cards for September 2024
If you are carrying credit card debt, low interest credit cards are a smart choice. Find the best low interest rate credit cards and select the best one for you.
2 Chase IHG Credit Cards Just Got a Massive Welcome Bonus Boost: Earn Up to 300,000 Points
The IHG One Rewards Traveler Credit Card and IHG One Rewards Premier Credit Card have boosted welcome bonuses through Sept. 4, 2024. The bonuses are now worth between $500 and $1,500 in hotel stays, on average.
Can I Buy a Money Order With a Credit Card
You can buy a money order with a credit card, but this option is usually more expensive, not widely available, and generally worth avoiding.
Chase Ink Business Preferred Credit Card Review 2024
The Chase Ink Business Preferred offers a generous welcome bonus and rewards program, and excellent insurance coverage. Learn more.
Capital One Venture and Venture X Bonuses Now Worth a Guaranteed $1,000 in Cash
The current bonuses offered by the Capital One Venture and Capital One Venture X are better than anything we’ve seen from these cards in recent memory.
U.S. Bank Cash+ Visa Signature Card vs. Chase Freedom Unlimited 2024
U.S. Bank Cash+ and Chase Freedom Unlimited earn bonus cash back, but the better option for you may depend on your spending habits.
How to Send Money With a Credit Card
If you need to send money from your credit card to a friend or family member, there are many ways to do it. But are the fees too high? Learn more.
Southwest Rapid Rewards® Priority Bonus Offer: Earn 70% More!
The Southwest Priority card’s current bonus is impressive—worth nearly $1,200 in flights—and that’s not the only reason to get it.
Can I Transfer Money From a Credit Card to a Bank Account?
Cash advances and balance transfers allow you to move money from your credit card to a bank account. Learn how credit card money transfers work.
Reflex Platinum Mastercard Review 2024: Is the Fee Worth It for Credit Builders?
The Reflex Platinum Mastercard can help you build your credit, but is it worth the fees charged? Find out in our complete review.
Amex Blue Cash Everyday® Card Review 2024
Blue Cash Everyday® Card from American Express earns bonus cash back on groceries, gas, and online purchases without the added cost of an annual fee.
Citi Double Cash® Card Review 2024
With 2% cash back on everything and an excellent balance transfer offer, the Citi Double Cash® Card can be hard to beat.
Credit-Card Processing Fees: A Guide for Shoppers (and Merchants)
Credit-card processing fees cost businesses 1.5% to 3.5% of each transaction that takes place. These fees are shared among credit card networks, payment processors, banks, and other related service providers. Here’s how they can affect what you pay.
Chase Slate Edge Credit Card Review
The Chase Slate Edge Card offers a 0% introductory APR and the ability to decrease APR each year, but there’s one thing it doesn’t have: a rewards program.
Best Luxury Credit Cards in September 2024
Luxury credit cards aren’t exclusively for the rich. In most cases, if you’ve got a “good” credit score, you can qualify for a shiny metal credit card.
10 Credit Card Types Explained
There are many types of credit cards—including rewards, cash back, travel, business, and more. Finding the right one for you depends on a variety of factors.
FIT Platinum Mastercard Review 2024
The FIT Platinum Mastercard can help improve your credit, but is it worth the fees? Find out in our review.
Surge Platinum Mastercard Review 2024
The Surge Platinum Mastercard is a credit card for people with no credit or bad credit. Learn the pros and cons here.
Best Credit Cards with No Credit Check in September 2024
The best no credit check cards are available even if you have no credit or bad credit. Find the best credit cards for no credit and bad credit here.
Best Credit Cards Offering 5% Cash Back
Discover the top credit cards that offer at least 5% cash back on select everyday categories and make your hard-earned money go further.
Disney Premier Visa Review 2024
The Disney Premier Visa Card is designed for Disney fans and diehard Mouseketeers alike. Read our Disney Premier Visa review to learn about the benefits and features.
Disney® Visa® Card Review 2024: Credit Score Requirements, Pros & Cons
Disney lovers can get real value from the Disney Visa Card. The card’s undoing comes from the fact that Chase issues another, far more valuable Disney card.
Best Travel Credit Cards for September 2024
The best travel credit cards offer miles, points, and valuable exclusive perks. Find the best travel credit cards here.
Marriott Bonvoy Brilliant American Express Card Review 2024
The Marriott Bonvoy Brilliant American Express Card is not just a hotel credit card, it’s a travel credit card with Marriott perks. Learn more.
Marriott Bonvoy Boundless Credit Card Review 2024
The Marriott Bonvoy Boundless® credit card offers perks such as annual free nights and Silver Elite status. We’ll help you to understand the pros and cons and compare alternatives.
World of Hyatt Credit Card Review 2024
The World of Hyatt credit card enhances the World of Hyatt loyalty program with strong category bonus earnings, accelerated status, and a free night every year.
What Credit Cards Are Metal in September 2024?
Metal credit cards tend to offer superior perks with higher annual fees. Find out how the best metal cards of 2024 work and how to decide.
Amazon Prime Visa Review 2024
Is the Amazon Prime Visa card worth getting? Our review can help you decide.
Chase Freedom Flex® Credit Card Review 2024
Learn about the standout perks of the Chase Freedom Flex, including 5% cash back on bonus categories & hidden benefits. Is it the right card for you?
Chase DoorDash Rewards Mastercard Review 2024
If you’ve ever used a food delivery platform, you know the fees can be frustrating. The Chase DoorDash Rewards Card helps in a few ways.
Best Soft Pull Credit Cards in September 2024
Hard inquiries on credit card applications temporarily lower your credit score. This is why soft pull credit cards are so useful.
Business vs. Personal Credit Cards: What's the Difference?
Business credit cards and personal credit cards have their share of similarities and differences. Find out what those are and how to pick the right card for you.
Best Discover Credit Cards for September 2024
Discover has some of the best credit cards with cash back rewards, none of which charge an annual fee. Which one matches up with your credit situation?
Best Secured Credit Cards for September 2024
A secured credit card can help you turn around your credit score and set you on the path to financial flexibility and freedom.
Business Platinum Card from American Express Review 2024
Learn more about the American Express Business Platinum Card, its many benefits, and who it’s right for.
Amex Membership Rewards: Guide 2024
American Express Membership Rewards points can be redeemed for travel, point transfers, gift cards, merchandise and more.
Citi Rewards+ Card Review 2024: Does It Compare to Other Cards In Its Category?
The Citi Rewards+ Card offers the unique ability to round up points to maximize rewards opportunities on purchases. Our review can help you determine if it's the right card for you.
How to Pay a Credit Card Bill: 5 Ways
Most credit card issuers offer several ways to make payments. Learn about the different methods available for paying your monthly bill.
Total Visa Card Review 2024
The Total Visa credit card may be a necessary evil to overcome the messy credit history you’ve accumulated. Close it as soon as it’s served its purpose.
Chase Ink Business Cash Credit Card Offers $750 Sign-up Bonus Plus a 10% First-Card-Anniversary Reward
Business owners looking for new credit cards may want to jump on these offers from Chase, only for a limited time.
Chase Freedom Unlimited: Double Your Cash Back With An Extra 1.5% for Your First 12 Months
The Chase Freedom Unlimited will now match the cash back you earn during your first year—which can translate into hundreds of dollars above its previous bonus.
Chase Ink Business Cash® Credit Card Review 2024
Chase advertises the Ink Business Cash Credit Card as a cash back credit card — even though it’s not. In fact, it’s much, much better.
Hilton Honors American Express Surpass® Card Review 2024
The Hilton Honors American Express Surpass® Card provides midrange benefits, but its large sign-up bonus and rewards rates offer value in the right hands.
Amazon Business American Express Card Review 2024: The Best Card for the Online Retailer?
The Amazon Business American Express is a no-annual-fee cash back business credit card that is tailored to the ubiquitous online retailer. So is it right for your business? Let’s see.
What to Look for When Choosing the Right Credit Card
Navigate the credit card landscape wisely with our informative guide. Explore essential steps to track, compare, and choose the right card for your financial goals.
Chase Sapphire Reserve® Review 2024
The Chase Sapphire Reserve® is one of the best travel credit cards available today. Find out why this card is so popular and everything you get for signing up.
Citi Strata Premier® Card Review 2024: Earn on Everyday Spending and Travel
Few cards offer such perfect award categories for everyday spending while giving you the ability to transfer rewards to airlines and hotels for free travel.
Chase Freedom Unlimited Review 2024
The Chase Freedom Unlimited’s 1.5% cash back on everyday purchases is made even more valuable by its connection to the Ultimate Rewards program.
Capital One Spark Cash Plus Review 2024
Learn more about the Capital One Spark Plus Cash, its pros and cons, and who this card is right for.
The Hilton Honors Business Card’s Bonus Offer: Worth 130,000 Hilton Points
If you know the best ways to use Hilton points, you can squeeze more than $1,000 in value from the Amex Hilton Business card’s welcome bonus.
Chase Sapphire Preferred vs. Sapphire Reserve
The Chase Sapphire Preferred and Chase Sapphire Reserve are two of Chase’s flagship cards that earn Ultimate Rewards. If you travel often, one of these cards should be in your wallet, but which one? Read on to find out.
My GM Rewards Card Review 2024
Here’s what to know about the My GM Rewards card, its pros and cons, who it’s right for, the benefits you’ll get, and more.
Amex Points vs. Chase Points: Which Rewards Currency Rules Them All?
Flexible rewards points offered through American Express and Chase have many of the same redemption options—but different strengths.
How Much Are Delta SkyMiles Worth?
Delta SkyMiles is the frequent flyer program of Delta Air Lines. Members can redeem miles for flights and more. How much are your SkyMiles worth?
7 Popular Credit Card Hacks That Don't Work
Many popular credit card hacks don't actually work, and some will even cost you money in the long run.
How to Apply for a Credit Card: 6 Best Tips
The best credit cards offer a welcome bonus, lucrative rewards on purchases and valuable benefits. Here’s how to apply for a new credit card and increase your approval odds.
75,000 Points Welcome Rewards for Sapphire Preferred and Reserve Cards (Offer Ended)
Two Chase rewards credit cards—Sapphire Preferred and Sapphire Reserve—just boosted their welcome bonuses from 60,000 to 75,000 points, making them among the highest welcome bonus rewards currently available.
5 Credit Cards With An Annual Fee Under $100 Which Will Match Your Spending Habits
See our picks for the best credit cards with an annual fee under $100 in this guide. Plus, learn how to match these cards to your spending habits.
The Rebranded Citi Strata Premier Credit Card Comes With a Big New Sign-On Bonus
So how much better is the new version of the Premier card? Does it hit the strata-sphere? Here are all the details.
SoFi Credit Card Review
The SoFi credit card is a great choice among flat-rate cash back cards. Learn how you can earn an unlimited 2% cash back and more.
Hilton Honors American Express Card Review 2024
The Amex Hilton Card offers a bonus worth far more than its competitors—and it unlocks a perk that can save you tens of thousands of points on a single stay.
Visa Signature vs. Visa Infinite: Benefits & Popular Credit Cards
Visa credit cards offer convenience and a host of perks. Here’s how the three options—Visa Traditional, Visa Signature, and Visa Infinite—compare.
Delta SkyMiles Gold American Express Card Review 2024
Even if you only fly Delta once or twice per year, you’re sure to find the Delta SkyMiles Gold Card’s $99 annual fee well worth it.
What Is a Credit Card Product Change and How Does It Work?
A credit card product change lets you trade one credit card for another without having to apply for a new one. Here’s how it works and when you should consider making one.
Delta Skymiles Platinum American Express Card Review 2024
The Delta SkyMiles® Platinum American Express Card offers an acceptable rewards rate but comes up short on perks for its $250 annual fee. Learn more.
Capital One Quicksilver vs. Capital One QuicksilverOne
The Capital One Quicksilver and QuicksilverOne reward cards both offer 1.5% cash back rewards on all purchases and no foreign transaction fees. But which one is right for you?
Amex Gold vs Chase Sapphire Preferred: Why We Choose Preferred for Travelers
The American Express Gold Card and the Chase Sapphire Preferred offer elevated rewards in several categories like groceries, dining and travel. Which one is right for you?
American Express Gold vs. Capital One Venture: Detailed Comparison 2024
Looking for a new travel credit card? Our in-depth analysis can help you decide between the Capital One Venture and the Amex Gold Card.
Chase Freedom Unlimited vs Sapphire Preferred: Pick or Combine
The Chase Freedom Unlimited and Chase Sapphire Preferred both earn Ultimate Rewards. One or both of these cards can be a great addition to your wallet, depending on your spending and travel patterns. In this article, we’ll help you pick the best card for you.
Credit Card Churning: What It Is and Why You Shouldn’t Do It
Credit card churning can hurt your credit and your finances if you're not careful. This guide will teach you the pitfalls—and what to do instead.
6 Best Ways to Consolidate Credit Card Debt
If you have credit card debt, consolidating it can help simplify your finances, save money on interest, and pay off your debt faster and more easily.
What Is The United Miles Value And How To Maximize Your Redemptions
The value of United miles is around 1.2 cents each, although how you redeem them will have a major impact on what you actually get.
6 Best Credit Cards for Food Delivery Services Doordash, UberEats, Grubhub & Instacart
As food delivery services have entered the mainstream, it’s important to know which credit cards offer the best rewards for your food delivery purchases.
Chase Instacart Mastercard Review 2024
Do you like delegating your supermarket shopping trip to someone else but hate the fees? The Instacart Mastercard can help to reduce them.
What Is a Virtual Credit Card Number?
A virtual credit card number can make online purchases more secure. Learn how virtual card numbers work and which issuers offer them.
Capital One Venture Rewards Credit Card Review 2024
The Capital One Venture Rewards Credit Card offers valuable rewards and perks that casual and frequent travelers will love.
Best Merrick Bank Credit Cards 2024
If you have bad credit or little credit, Merrick Bank might be able to help you. This bank offers three different credit cards specifically designed to build or rebuild credit.
How Do I Get a Higher Limit on My Credit Card?
Looking to get a higher limit on your credit card? Here’s what you need to consider and the steps to take. Learn more.
First Digital Mastercard Review 2024
The First Digital Mastercard is a cash back rewards card for applicants with no credit or bad credit. Learn more and compare features here.
Chase Freedom Unlimited vs. Citi Double Cash Card: Why You'll Earn More with Freedom
Both cards are without an annual fee and feature generous rewards programs. But Freedom Unlimited provides a competitive edge with its cash back welcome bonus.
7 Ways to Build Credit Without A Credit Card
There are loads of ways to improve your credit profile that don’t involve credit cards. Some don’t even require an application of any sort.
Capital One Venture X Rewards Credit Card Review
Looking for a premium travel card without a high annual fee? The Capital One Venture X rewards credit card is an excellent alternative with generous rewards and perks.
Southwest Rapid Rewards Premier Credit Card Review 2024
The Southwest Rapid Rewards® Premier Credit Card awards cash back, an anniversary bonus, and helps you earn A-List status sooner. Is the card worth it?
Delta SkyMiles Reserve American Express Card Review
The Amex Delta Reserve’s $550 annual fee is one of the easiest to justify for Delta flyers. You’ll save more than $1,000 each year with a bit of strategy.
Amex Business Platinum vs. Chase Business Ink Preferred: Why Chase Wins for Business Benefits
Amex Business Platinum and Chase Ink Preferred are two top-tier business travel cards. Deciding between the two depends heavily on your spending needs.
United MileagePlus Explorer Card Review
Looking for an airline credit card? Read this United MileagePlus Explorer Card review to see if its rewards, perks, and fees make it worth adding to your wallet.
Amazon Business Prime American Express Card Review
Considering the Amazon Business Prime American Express Card? It may be well worth it, as long as you’re an Amazon Business Prime member.
Petal 1 Visa® Credit Card Review
The Petal 1 Visa® credit card is a no-annual-fee card for those with limited credit. No minimum deposit is required, but it has a high APR and only limited rewards.
Capital One QuicksilverOne Cash Rewards Credit Card Review: A Good Alternative If You Want to Build Credit
The Capital One QuicksilverOne Cash Rewards Credit Card is a beginner credit card that offers a respectable return on spending and benefits like free Uber One membership (for a limited time).
Discover it Student Cash Back Review 2024
Looking for a no-fee student cash back credit card? Check out our Discover it Student Cash Back Review to find out what this card offers.
Capital One Spark Cash Plus vs. Ink Business Cash 2024
These cards both come with astonishing welcome bonuses. And with some strategy, you can even transfer them to airline and hotel programs for free travel.
Capital One Venture X Business Card Review 2024
The Capital One Venture X Business Card offers up to 150,000 bonus miles for meeting minimum spending requirements.
Chase Freedom Unlimited vs Capital One Quicksilver Cash Rewards Credit Card
Whether you’re interested in cash back or travel rewards, either card can be a powerful tool in your financial utility belt — but one is the clear winner.
Petal 1 Visa vs. Credit One Bank Platinum Visa: Detailed Showdown 2024
The Petal® 1 Visa® and Credit One Bank® Platinum Visa® both offer a lower entry barrier to help build your credit profile, but which card is better? Find out in our latest guide.
Discover It Cash Back Review 2024
The Discover It Cash Back is a no-annual-fee credit card offering rewards on everything you buy. Here’s what to expect and how to decide if it’s right for you
Chase Freedom Unlimited vs Blue Cash Preferred Card from AMEX 2024
Chase Freedom Unlimited and Amex Blue Cash Preferred are two of the better cash-back rewards cards on the market. Here’s how they stack up.
Citi Diamond Preferred Review 2024
If you’re having trouble paying off high credit card balances, opening the Citi Diamond Preferred card could be one of the best financial decisions you can make.
Fidelity Rewards Visa Signature Card Review 2024
The Fidelity Rewards Visa Signature Card has special benefits designed to help cardholders build long-term wealth.
American Express Gold Card Vs. American Express Green Card: See Why Gold Wins
Both cards come with a generous welcome bonus, attractive earning potential and an annual fee. They also offer statement credits and other perks.
Amex Blue Cash Preferred vs. Everyday: Why We Recommend Preferred
The Blue Cash Preferred and Blue Cash Everyday from Amex are top-tier cash back card options, and you can earn a bundle on everyday spending categories.
Which Credit Card Issuers Allow a Co-signer?
Credit cards that allow other people to become co-signers on the account are now scarce, but there are plenty of other options for account ownership
U.S. Bank Altitude Go Visa Signature Card Review
Explore the rewards of the U.S. Bank Altitude Go Visa Signature Card, a top no-annual-fee card, and discover flexible cash back, hotel perks, and more.
OpenSky® Secured Visa® Credit Card Review 2024
The OpenSky® Secured Visa® Credit Card can help you build or rebuild your credit. With this card, no checking account is required and no credit check will be performed.
Chase Sapphire Preferred vs. Capital One Venture Rewards: Detailed Comparison 2024
Both cards bring a ton of perks to the table. But Chase Sapphire Preferred is the winner, as it offers a higher point redemption value for travel purchases.
Discover It Secured Review 2024
The Discover It Secured Card is a no-annual fee card for those looking to build or rebuild credit and earn cash back rewards. Learn more.
Citi Simplicity® Card Review 2024
The Citi Simplicity® Card could save you thousands of dollars if you’re struggling with a high credit card APR. Learn more in our Citi Simplicity Card review.
United Club Infinite Card Review 2024
United’s premium credit card, the United Club Infinite, is jam-packed with features and benefits, but it may not hold enough value for infrequent travelers.
Capital One VentureOne Rewards Credit Card Review
Capital One VentureOne is one of the only no-annual-fee credit cards that gives you the power to transfer rewards directly to airlines and hotels.
Kohl's Charge Card Review
Is the Kohl's Charge Card worth it? Read our review to learn about its rewards, cash back, discounts, APR, and more.
Mastercard Black Card Review 2024
Is the Mastercard Black Card worth the $495 annual fee? See if it makes sense for you in our review.
Apple Credit Card Review: Is It Worth It?
The Apple Card is a unique credit card with up to 3% cash back and no annual fee. Learn more about the Apple credit card here.
Upgrade Credit Card Review 2024
The Upgrade Credit Card has almost a parental relationship with its cardholders. Whether you consider that a pro or a con depends on your perspective.
American Express Gold Card Review 2024
Is the American Express Gold card worth its annual fee? Read about the rewards structure, features, and alternatives in our review of this popular card.
5 Best Starter Credit Cards for Beginners to Help Build Credit 2024
If you’re new to credit cards, here’s what you need to know about secured cards, unsecured cards, cards for people with no credit history and credit cards for building your credit history.
Tomo Credit Card Review 2024
The Tomo Credit Card is for people with poor or no credit. It requires no credit check, doesn’t charge interest, and comes with several extra perks.
Capital One Platinum Secured Credit Card Review 2024
The Capital One Platinum Secured card has security deposits starting at $49 for a $200 credit line. This card has no annual fee and is ideal for building credit.
Credit Cards Offering Tax Service Saving Rewards 2024
Maximize your savings during tax season. Learn how using credit cards can offer discounts on tax services, earn rewards, and provide other benefits.
TSA PreCheck® vs. Clear: Compared and Combined to Save Time in the Airport
If you want to save time during travel security screening, consider TSA PreCheck, Clear or both. Learn more about these programs.
Lowe's Advantage Credit Card Review
Is the Lowe’s Advantage Card worth it? Find out about the discounts, perks, limitations, and alternatives in this comprehensive review.
Indigo Platinum Mastercard Review
The Indigo Platinum Mastercard is a credit card for borrowers with bad credit, but its high rates and fees could leave you wanting an alternative.
A Guide to the Hilton Honors Rewards Program
This Hilton Honors Rewards program guide explains how you can earn and redeem points on hotel stays, airplane tickets, experiences, shopping and more.
A Complete Guide to Chase Airline and Hotel Transfer Partners: Redeem and Maximize Value
Chase Ultimate Rewards points are both lucrative and flexible. Find out how to maximize these points with Chase airline and hotel partners.
Global Entry vs. TSA Pre Check: Which Is Better?
Learn how to reduce your wait time and airport security screening requirements with programs such as TSA PreCheck and Global Entry.
How to Maximize Your Priority Pass Select Membership Rewards
Priority Pass is a lounge access program offered by many premium rewards credit cards. Credit Cards with lounge access can be one of the most affordable ways to access airport lounges. Here’s everything you need to know about Priority Pass.
How to Avoid (and Reduce) Credit Card Interest: Best Strategies
Credit card interest makes your purchases cost more, so you should avoid it or reduce it when you can.
Foreign Transaction Fees: What They Are and How to Avoid Them
Most credit cards charge foreign transaction fees, and they can add up with frequent foreign travel. You owe it to yourself to avoid paying them. Here are four ways to do it.
8 Reasons Your Credit Card Was Declined (And What To Do About It)
Whether you’re overusing (or underusing) your credit card, there’s a chance it could get declined. Here’s why.
What Is the Difference Between the 3 Types of Visa Credit Cards: Traditional, Signature, and Infinite?
The type of Visa credit card you have is meaningful. The higher the tier, the more valuable your benefits might be, such as travel insurance, discounts, and purchase protection.
Prosper Card Review 2024
The Prosper card only offers basic features, but it doesn’t require a security deposit and is geared toward borrowers with low credit scores. Will this work for you?
American Express Green Card Review 2024
Here’s what to know about the American Express Green Card, its benefits, and who it’s right for.
Secured Self Visa® Credit Card Review 2024
Explore the Self Visa, a non-traditional secured credit card. Build credit with no hard inquiry, flexible deposits, and reporting to major bureaus.
Avant Credit Card Review 2024
The purpose of the Avant Credit Card is to give those with “fair”credit a chance to eventually qualify for better credit cards.
When Should You Pay Your Credit Card Bill?
Paying your credit card early may ease your mind as your billing due date arrives, but it may also improve your credit score.
Should You Cancel An Unused Credit Card or Keep It?
Don’t know if you should cancel your unused credit card or not? Here are the pros and cons of closing it and keeping it open.
How Much Are Capital One Miles Worth?
There are many ways to use Capital One MIles, but the most valuable is transferring them to airline miles or hotel points.
British Airways Visa Signature Review 2024
The British Airways Visa Signature card features a lucrative bonus and valuable benefits, but it’s not perfect for everyone. Learn more.
Netspend Visa Prepaid Card Review 2024
The Netspend Visa Prepaid Card is an easy-to-use prepaid debit card, but the costs may have you looking elsewhere for your payment and banking needs.
What Is Credit Card Purchase Protection?
Because so many transactions happen online, having purchase protection is more important than ever. Find out why here.
Credit Utilization Ratio: All You Need to Know
Endeavor to keep your credit utilization below 30%. That’s the key to harnessing the “amounts owed” component of your credit score and keeping your credit healthy.
American Express Business Gold Card Review 2024
The American Express® Business Gold Card offers bonus rewards in two top spending categories per billing cycle and a very specific set of benefits. Find out where this card shines and reasons to consider alternatives.
Does Applying for a Credit Card Hurt Your Credit?
If you use your credit responsibly, you’ll be able to increase your credit score far beyond what it was before you submitted your application.
How is Interest Calculated on Credit Cards?
While you’re likely to see the annual percentage rate (APR) on your card’s disclosure documents, issuers generally charge you interest on a daily basis. Because most cards use a daily compounding method, you effectively pay a higher percentage than the APR.
How Credit Card Companies Make Money
Credit card companies make money by charging interest, miscellaneous fees, and interchange fees to merchants.
How to Find the Credit Card Security Code (CVV)
Your credit card's security code is a three- or four-digit number that helps protect you against credit card fraud. Learn how to find it and why it's important.
Defaulting on Credit Cards: Why It Happens and What to Do
Defaulting on a credit card is one of the worst things you can do for your credit. Here’s how to avoid it—and what to do if you’re already experiencing default.
Credit Card Grace Period: What It Is And How It Works
Did you know that you can receive what essentially amounts to a short-term loan from the bank without paying a lick of interest?
Credit Card Skimmers: How to Spot And Avoid Them
Credit card skimmers come in all shapes. Sometimes they’re false keypads or card slot attachments. With a bit of diligence, you can avoid them nearly every time.
4 Credit Cards Offering Roadside Assistance to Have in 2024
A breakdown of our favorite credit cards offering roadside assistance as a perk, plus other card details.
How Many Credit Cards Should I Have?
The ideal number of credit cards depends on the benefits a person can gain and whether the risk is worth the reward.
Amex Pay It Plan It Guide 2024
Amex’s Pay It Plan It feature gives cardholders more control over how much they pay at the end of the month and how much interest they accrue.
First Premier Bank Mastercard Card Review
Is the First Premier Bankcard Mastercard right for you? While it reports to major credit bureaus, its high fees and APR may make it less appealing than other options.
What Is a Charge Off & How To Deal With It
A charge-off is a debt that a lender deems uncollectible and has written off as a loss. Here’s how to handle a charge-off on your credit report.
History of Credit Cards: A Brief Overview
The history of credit dates back thousands of years, but the modern version of the credit card is less than 100 years old.
Can I Pay Rent With a Credit Card?
Even when it is allowed, using credit to cover rent carries considerable potential downsides, such as interest charges and extra fees.
What is a Schumer Box and How Do You Read It?
A Schumer Box puts the fine print of credit card rates and fees in an easy-to-read table. Learn how it can help consumers be more aware of the cost of credit.
What Is Visa Infinite?
Visa Infinite credit cards come with luxury benefits and protections. Learn more about the perks you'll receive with a Visa Infinite card.
Can You Buy Gift Cards With Credit Cards?
Hoping to earn rewards by buying gift cards with credit cards? Learn if you can and on which occasions you may want to steer clear from doing so.
What Is a Credit Card Chargeback?
A credit card chargeback is when a bank returns money to a card holder because a charge was fraudulent or the card holder bought something that wasn’t delivered or was defective.
What Is a Secured Credit Card and How Does It Work?
A secured credit card requires an upfront security deposit, but it can help you establish or build your credit and improve your credit score. Here's what you need to know.
Credit Card Closing Date: Meaning And Implications
Your credit card closing date can affect the interest you accrue, the health of your credit score, and the cash back or other awards you earn.
Southwest Rapid Rewards Plus Credit Card Review 2024
The Southwest Plus Card is good for those that fly Southwest once or twice per year—and it can fast-track you to one of the undisputed best deals in travel.
Capital One SavorOne Card Review 2024
The Capital One SavorOne Rewards card is ideal for those who enjoy dining, entertainment, and travel experiences. Get high cash-back rates with no annual fee.
How Much Are Southwest Airlines Miles Worth?
Rapid Rewards is the loyalty program of Southwest Airlines, offering points redeemable for flights. But how much are Southwest Airlines points worth?
Should I Sign My Credit Card
Signing the back of your credit card was once helpful to prevent fraud, but that’s not the case not anymore. However, merchants can decline your card if it’s not signed.
Capital One Platinum Credit Card Review 2024
The Capital One Platinum Credit Card has no rewards program and few perks, but it offers an opportunity for cardholders with “fair” credit to build their credit without a security deposit.
Secured vs. Unsecured Credit Cards? What Is The Difference?
If you have fair or poor credit, you’ll have a choice of secured vs. unsecured credit cards. What is the difference between the two, and which will work best for you?
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